Top mortgage brokers at your fingertips

Our home loan marketplace will give you access to top mortgage brokers who will compete to win your business.

*For illustration purposes only, not real offers

Numbers you can trust


Average time savedper customer

As low as 2.79%

Interest rate forowner occupied loans

As low as 2.99%

Interest rate forinvestment loans


Average score fromProduct Review

How does it work?

Watch a quick one-minute video

1 Start by completing our enquiry form where you tell us about your priorities and financial requirements. It only takes four minutes and we assure you all of these details will remain secure and private in our platform.
2 It’s just like an auction, but you’re holding the hammer. Our verified lenders compete against each other to give you the best deal on the market. Now you only have to choose, knowing that you have all the information and control, always with full transparency.
3 Once you’re happy, you’ll be connected with the lender or broker you’ve selected who will support you through your application process.
4 You can check the process and updates anytime, anywhere. We, LoanDolphin, will always be with you every step of the way, so step back and enjoy the ride.

Some of the many lenders we can access

Why we do it

What does a mortgage broker do?

There is a broad range of loan products and features in the marketplace that may seem overwhelming to you. A mortgage broker will be able to:

Assess your financial circumstances

Manage the application process

Find a suitable loan for your situation

Provide advice at every step

The industry of mortgage broking is changing. In early 2010, the National Consumer Credit Protection (NCCP) Act, was established to protect borrowers and ensure ethical and professional standards in the finance industry.

A key protection for consumers under the NCCP is the responsible lending obligations on mortgage brokers. The objective of this obligation is to ensure that the credit contract or lease is ‘not unsuitable’ for you, the consumer.

The responsible lending obligations require a mortgage broker to:

Make reasonable inquiries to the consumer about their financial situation, their requirements and objectives in relation to the credit contract

Give the consumer a copy of the assessment if requested

Based upon these inquiries, assess whether the credit product is unsuitable for the consumer and only proceed if the credit product is not unsuitable

Assess your financial circumstances

Your mortgage broker will take the time to discuss your needs and circumstances with you. This gives them the opportunity to determine which type of loan is most suitable.

To make it easier for you, you will need to provide documents to support your identity and financial situation. These documents will include a 100 point checklist for identification, personal bank statements to demonstrate savings (if applicable), tax returns, payslips, outstanding loans, statements, etc. Your mortgage broker will advise you of what you need for your particular situation.

Once your mortgage broker has an understanding of your objectives and financial position, they will discuss the various loan products available. A mortgage broker should also provide you with product comparisons and inform you of proposed mortgage repayments and any upfront and ongoing fees.

Find a suitable loan for your situation

After assessing your objectives and financial needs, your mortgage broker will search their database containing hundreds of loan products from many different lenders, including major banks, smaller banks, credit unions and other lenders.

This database is constantly updated and has details of the latest deals from the lenders. Sometimes, your mortgage broker can have access to some exclusive loan products which are not available elsewhere. Sophisticated software can assist with this otherwise labour intensive task and usually a comparison table and/or graph is presented for your consideration.

Your mortgage broker will then recommend a product or products which will suit your needs. You may also be provided with a copy of the lenders comparison rate. Comparison rates include both the interest rate and fees and charges relating to a loan. It is a tool to help you identify the true cost of a loan. A sort of an “apples with apples” yardstick to help you compare loan packages easier.

Manage the application process

If you wish to proceed, then your mortgage broker will help you to complete the necessary paperwork and liaise with the lender on your behalf. This will include the completion and submission of your home loan application and the on-going communication between all parties until your home loan is approved and settled.

Your mortgage broker is also required to inform you of their complaints process. This is called an Internal Dispute Resolution procedure.

Provide advice at every step

There are many steps in the loan process and a professional mortgage broker will help you from your initial steps, such as getting pre-approval (where your loan is “approved” based on certain conditions such as loan value) right through to settlement.

A great mortgage broker can also provide a home loan health check further down the track. After the ‘health check’ a mortgage broker may be able to help you reduce your repayments, unlock the equity in your home, or consolidate debt. They can also assist with your refinancing needs should your objectives or financial circumstances change.

Want to get in touch with us?

  • Topic
  • Message

    Please tick the box to continue