Category Archive: Home Loans

  • Calculating borrowing capacity: what you should know

    For those of you who are looking to apply for a mortgage application, it helps to have a…

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  • Off-the-plan Properties – Pros and Cons

    What does off-the-plan mean? Buying off-the-plan effectively means that you are signing the purchase agreement for a property before…

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  • The difference between Principal and Interest repayments and Interest only repayments

    Confused about how to repay your loan? Don’t worry we have got you covered. Buying a house can…

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  • Will the Royal Commission change Australia’s housing market?

    For those of you looking to set up a mortgage, it is worth knowing that credit conditions have…

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  • First home owner grants – A comparison

    Buying your first home may well be one of the biggest financial investments of your life. Therefore, it…

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  • Should I consider a fixed rate mortgage?

    One of the most regularly asked questions by mortgage borrowers is “should I fix my loan?”. Before you…

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  • Open banking and Data

    What is Open Banking Australia isn’t the only country that introduced open banking. In Europe, open banking has…

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  • Tighter credit lending – the new norm?

    “APRA expects ADIs to commit to developing internal risk appetite limits on the proportion of new lending at…

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  • Home loan pre-approval and why it’s an important first step

    Pre-approval is a lender’s assessment of your likelihood of being approved for an otherwise suitable loan. The appraisal…

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