Category Archive: Home Loans

  • Should I consider a fixed rate mortgage?

    One of the most regularly asked questions by mortgage borrowers is “should I fix my loan?”. Before you…

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  • Open banking and Data

    What is Open Banking Australia isn’t the only country that introduced open banking. In Europe, open banking has…

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  • Tighter credit lending – the new norm?

    “APRA expects ADIs to commit to developing internal risk appetite limits on the proportion of new lending at…

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  • Home loan pre-approval and why it’s an important first step

    Pre-approval is a lender’s assessment of your likelihood of being approved for an otherwise suitable loan. The appraisal…

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  • Mortgage options for mature borrowers

    There are many reasons why older Australians or mature aged borrowers (in their 50s or 60s) would need…

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  • Using guarantor for your next home purchase

    What is a guarantor loan?   A guarantor is a third party to a home loan (typically a…

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  • The power of offset accounts

    What is an offset account?   An offset account is simply a savings account linked to your mortgage…

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  • Here’s How Refinancing Maxim’s Mortgage Will Save Him Up To $80,000

    When Max purchased his off-the-plan apartment in 2012, the Commonwealth Bank seemed like an obvious choice. He was…

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  • How will I know when I’m ready to take out a home loan?

    For millions of Australians, buying a home is the biggest purchase they will ever make. It takes years…

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