Category Archive: Guides

  • Tips to preparing your mortgage application

    What matters in your mortgage application? When you make a mortgage application, lenders typically consider several things to…

    Read More
  • Negative Gearing – Harmful to our economy?

    Given the current taxation policies, negative gearing has become one of the most popular forms of investments in…

    Read More
  • Will the Royal Commission change Australia’s housing market?

    For those of you looking to set up a mortgage, it is worth knowing that credit conditions have…

    Read More
  • First home owner grants – A comparison

    Buying your first home may well be one of the biggest financial investments of your life. Therefore, it…

    Read More
  • Redraw and offset accounts. The difference and benefits

    Redraw and offset accounts work in similar ways; they both allow you to reduce the balance of your…

    Read More
  • Should I consider a fixed rate mortgage?

    One of the most regularly asked questions by mortgage borrowers is “should I fix my loan?”. Before you…

    Read More
  • What is Loan to Value Ratio (LVR)?

    What is Loan to Value Ratio? The mortgage industry is a wide, wondrous world with a language all…

    Read More
  • Mortgage options for mature borrowers

    There are many reasons why older Australians or mature aged borrowers (in their 50s or 60s) would need…

    Read More
  • How Will Comprehensive Credit Reporting Impact You?

    A credit rating or “credit score” is a numerical score that represents how trustworthy your reputation is as…

    Read More