Category Archive: Guides

  • Redraw and offset accounts. The difference and benefits

    Redraw and offset accounts work in similar ways; they both allow you to reduce the balance of your…

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  • Should I consider a fixed rate mortgage?

    One of the most regularly asked questions by mortgage borrowers is “should I fix my loan?”. Before you…

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  • What is Loan to Value Ratio (LVR)?

    What is Loan to Value Ratio? The mortgage industry is a wide, wondrous world with a language all…

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  • Mortgage options for mature borrowers

    There are many reasons why older Australians or mature aged borrowers (in their 50s or 60s) would need…

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  • How Will Comprehensive Credit Reporting Impact You?

    A credit rating or “credit score” is a numerical score that represents how trustworthy your reputation is as…

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  • How living expenses are calculated on your mortgage application

    Do you match the household living expenses? Preparing for a home loan application can be an unnerving task,…

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