Here are the top 5 home loan rates if you are in the market to refinance or a new purchase. We know that you are always looking for a great offer to switch. So here are some of the best deals we’ve seen since the RBA announcement made about the official cash rate reduction to 1.75%.
5. Broker: Craig Jaffe – 3.75%
A big bank with a leading fixed rate, which triggered other banks to quickly take action. This is a fixed rate for 2 years, packaged.
4. Broker: Gabriel Mikha – 3.75%
Another market-leading variable rate from a well-known bank. For owner occupied loans only. If you are refinancing from another bank, you may be eligible for a cash reward of up to $1250. This promotional discount will be ongoing for two years.
3. Broker: Rebecca Mitchell – 3.74%
A Variable home loan rate that is truly market leading. For owner occupied loans, includes an offset account and redraw. Maximum LVR or Loan to Value Ratio is 95%.
2. Broker: Amit Singh – 3.64%
A two-year fixed rate home loan to give you peace of mind. Only applicable for owner occupied home loans.
1. Broker: Jenny Huang – 3.52%
A Variable home loan rate for owner occupied property. This is a special rate applicable for six months (honeymoon rate)
It’s time to look at your own home loan rate and compare the difference. Did you know that a .69% discount on a $800K property could save you over $130,000 over the life of your loan?
Refinancing your home loan is not as painful as it used to be. Start your journey with finding the best deal tailored to you via LoanDolphin and let the brokers and bankers do the hard work for you.
Disclaimer: This blog post has not taken into account your objectives, financial situation or needs. Due to this, before acting on any general advice/information in this communication, you should consider whether it is appropriate to your objectives, financial situation or needs.